At the end of the day, when everything is said and done, what is the “secret sauce,” the “key ingredient,” that really makes Medicare Advantage work?

YOUR MEDICARE MINUTE #11: Is it true that Medicare is “running out of money”? Will Medicare Advantage still be around? Is it true that Medicare and Social Security are “running out of money”?  Will the Medicare Advantage still be around?  Why should you chance enrolling in it? You may have heard it said that programs…

That’s right, Original Medicare does not cover dental.  And if you choose to get Medicare through a Supplement, there is no dental coverage there either.  But once again, dental benefits can be obtained from any of the eight Medicare Advantage plans available in Central Indiana.  For plan year 2021, dental was limited to free “Preventive”…

YOUR MEDICARE MINUTE #9: Would you like some good advice on how to manage your Prescription Drug Plan (Part D)? Exactly how does the Medicare Prescription Drug Plan work?  Do you really have to have one?  And what is the best way to use your free prescription discount card that we sent you? When Congress…

Have you heard about a concept know as“Age-in-Place”?  How can Medicare help you prepare to spend the rest of your life in your own home on your own terms? For all practical terms, Medicare can’t and won’t provide the funds for the needs we’ll cover here.

If you want to be able to have money for cancer insurance, there is absolutely no cheaper or easier way to get coverage than from a rider on the indemnity policy that was just discussed in Medicare Minute #5. You can get up to $10,000 from the “simplified issue” of an indemnity rider — with…

Medicare Advantage plans may not have monthly premiums, but they still have copays for Hospitalization and other treatments.  What can you do to protect yourself from these kinds of unexpected costs?

Long-Term Care is when an illness or injury requires more than 90 days to recover.  It refers to a “chronic illness,” which means a disease that cannot be cured and will last a lifetime – unlike a “critical illness,” which, even when severe and lengthy, can still be recovered from.  And the short answer is…

When the Medicare Modernization Act became the law of the land back in 2005, the marketplace was dominated by the competing interests of hospital corporations and insurance companies.  Patients, as well as the independent agents representing them, were often caught in the middle of conflicting interests between two opposing parties that could create endless problems…

It sounds simple to say, but “the best plan” is the plan that is best for you.  What this means is that the many different plans will all have different features.  So you need to decide three or four of the most important features for you, and then talk with Your Medicare Advocate, Jay Cox,…