YOUR MEDICARE MINUTE #8: Do You Want to “Age in Place,” in Your Own Home on Your Own Terms? You Better Think About This.
Have you heard about a concept know as“Age-in-Place”? How can Medicare help you prepare to spend the rest of your life in your own home on your own terms? For all practical terms, Medicare can’t and won’t provide the funds for the needs we’ll cover here.
Do you really want to “Age in Place” and spend the rest of your life in your own home on your own terms? Or would you rather live in the Nursing Home on their terms?
Everyone says they want to “Age in Place.” Everyone says they plan to “Age in Place.” But the reality is that this takes much more than just a wish and a dream to do so.
“Age in Place” is not just saying you’ll live in your own home forever. It’s not just putting grab bars in the shower. It’s not just downsizing your accommodations. And it’s not just thinking your retirement income and savings will always be sufficient when the bills come in for the home healthcare you may someday need.
A “Real Friend” is someone who tells you the “Real Truth.”
And the Real Truth to “Age in Place” is that it takes a program which will deliver regular, guaranteed, dependable, tax-free monthly income when you need it most: when you have the inevitable illness or accident that requires extensive and expensive healthcare to be provided in your own home – or else you will have to go to the nursing home to get it.
Face the facts: Medicare can’t and won’t pay for this. When you “Age in Place,” you may someday require expensive, extensive healthcare to be provided in your own home. And you absolutely need to know you will be able to have dependable income to pay for the cost of care for durable medical equipment and professional care providers such as:
- Skilled Nursing Care, RN
- General Nursing Care, LPN/LVN
- Physical Therapy
- Speech Pathologists
- Occupational Therapy
- Chemotherapy Specialist
- Enterostomal Therapy
- Respirational Therapy
- Medical Social Services
“Long-Term Care Insurance” is NOT the answer to “Age in Place”!
LTCI is too difficult to get, too expensive to maintain, and too limited in “use it or lose it” coverage. Yes, there is a better way to Age in Place that is more affordable, dependable and effective.
“Everyone has a plan … until you get hit in the face,” said Mike Tyson. To successfully “Age in Place,” you really need to prepare for the day when an accident or illness requires you to have expensive and extensive healthcare treatment that can be provided in your own home – or you will have to go to the nursing home instead to get it.
Your income won’t suffice. Your savings can’t be counted on to last. You need to know you will receive regular, guaranteed, dependable, tax-free monthly funds to pay for the care you need when you need it most. Learn more about how “The Central Indiana Age in Place Club” can help you prepare for this now – for free!
Join “The Central Indiana Age in Place Club” and learn how to stay in your own home on your own terms. The Club is free and meets quarterly with a free “pizza party” after each meeting — but membership in this Club is by invitation only.
At each quarterly meeting of “The Central Indiana Age in Place Club,” you will hear expert advice from professionals who are all members of the “National Age in Place Council,” including authorities such as:
- Age in Place Funding Experts
- Elder Law Attorneys
- Consigliere Doctors
- Downsizing Realtors
- Custom Builders and Remodelers
- Interior Decorators
- Home Entertainment Theaters
- Visiting Nurse Services
- Medicare and Social Security Advisers
- Retirement Income Planners
- Home Security Systems
- Lawn Care and Landscaping
- Swimming Pools/Outdoor Recreation
- Funeral Services and Funeral Trusts
- Home Care Services
- Travel Services, and much more
Can’t wait to learn more about all “The Dozen Medicare Minutes” to come? Click here to see the entire roster of subjects, and then choose any that you would like to read now. And if you have questions, or if you are ready to enroll in a Medicare program for next year, click here and send us a message for a prompt response.